Home > Bulletin Archive > Federal Disaster Area Appraisal Policy August 20, 2010 Federal Disaster Area Appraisal Policy As a result of the FEMA Disaster Declaration that was recently signed,1st Advantage Mortgage will require a final inspection (1004D exterior only) on all appraisals dated 8/7/10 or earlier. The following counties will require a final inspection be completed before closing: Carroll, Cook, DuPage, Jo Daviess, Ogle, Stephenson, and Winnebago Counties. Please contact your Account Executive with any questions. This information is for use by mortgage professionals only and should not be distributed to or used by consumers or other third parties. Information is accurate as of the date of printing and is subject to change without notice. PDF of this Bulletin